The financial risks you cannot see coming
We spend much of our time preparing for visible financial risks. But longevity, inflation and inadequate insurance can create deeper risks that surface only whe...
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Finance
Showing 20-40 of total 76 entries.
Markets, not savings, drove majority of global wealth creation in 2025, says report — Did India benefit from the boom?
A report reveals that market gains largely fueled global financial wealth growth, while new household savings fell. Here's where India's wealth growth stood in ...
Buying term insurance in your 20s vs 30s vs 40s: How age, health and family responsibilities affect your cover needs
Buying term insurance early can mean lower premiums, but the need for cover depends on financial responsibilities. Age, health, lifestyle and liabilities can af...
Indian investors embrace crypto, overseas stocks: Is the diversification formula changing?
Indian investors are diversifying their portfolios by exploring overseas stocks and cryptocurrencies, moving beyond traditional options like fixed deposits and ...
Sold your house and built another on land owned by your wife? ITAT ruling clarifies the tax treatment
A Chennai ITAT ruling allows ₹63 lakh of Section 54 relief to a taxpayer who built a new house on a plot bought earlier in his wife's name, while rejecting the ...
Higher pension planning: Why your salary and PF records need to be in order
The quality of payroll systems and record-keeping practices implemented today will directly impact pension entitlements that employees claim 20 or 30 years from...
PPF, SCSS, SSY interest rates kept unchanged for Dec quarter: How are small savings rates set, why are they frozen?
The government has maintained unchanged interest rates for various small savings schemes for the October-December quarter. Here's how the rates are determined a...
Three equity mutual fund categories have delivered 10%+ returns in 2026 so far, check the top-performing funds
Only three equity mutual fund categories have delivered more than 10% returns in 2026 so far, with international equity funds leading at 21.21%, followed by sec...
Buying property from an NRI is easier, but don’t make this 12.5% TDS mistake
While an administrative step has been removed, it does not dilute the buyer's responsibility for TDS, which is higher when the seller is an NRI.
EDLI FAQ answered: How much insurance benefit is paid under the new wage ceiling? Who is not eligible?
The EDLI scheme provides an insurance benefit to families after the member's death. Here's how much money is disbursed under the new wage ceiling of ₹25,000 and...
DA hike: August CPI-IW rises to 154.4; is 65% DA likely for central govt employees? Here’s what the calculation shows
August 2026 CPI-IW rose to 154.4, taking the running January 2027 DA calculation for central government employees to 65.05%, based on the 12-month average from ...
Gold and silver price today, Oct 1: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities
Gold and silver prices in India witnessed a xx during early trading hours on Thursday. Check retail rates of the precious metals in top metro cities of the coun...
SGB premature redemption October 2026: 4 tranches eligible for early exit, check RBI dates and deadlines
Sovereign Gold Bond investors holding four eligible tranches can opt for premature redemption in October 2026. But the redemption date is not the deadline to ap...
From UPI MDR to tax audit deadline: 5 key money changes from October that you should know about
October will see extended deadlines for tax audits, new merchant discount rates on UPI transactions, and changes to bulk deposit interest disclosures, among oth...
NPS Diwas 2026: Start at 25 or 40? Expert explains how your age can change your retirement savings strategy
Starting early, increasing contributions with income and knowing the retirement corpus you need can make NPS more effective as part of a long-term retirement pl...
Kisan Vikas Patra: Want to transfer, pledge or prematurely close your account? Here's what the rules say…
The Kisan Vikas Patra (KVP) is a 115-month investment scheme designed for Indian citizens aged 10 and over, allowing deposits starting from ₹1,000. Here's a loo...
NPS Swasthya: ₹1 lakh to ₹30 lakh — Check health insurance cover, deductibles the scheme likely provides
PFRDA plans to introduce the NPS Swasthya health-focused pension product after successful testing. Here's a look at what we can expect, the deductibles and like...
RBI’s new bulk FD rules from October 1: What changes for investors? Experts explain
The revised RBI framework is aimed at making bulk-FD pricing more transparent and giving large depositors clearer information about the interest rate applicable...
Side hustle vs cost-cutting: Should you earn more or curb your expenses? Start by checking…
Shah Rukh Khan's mother advised him to earn more rather than limit his expenses. What should you do?
Wealth creation: 55 crore UPI users vs 6 crore investors — to increase participation India can learn from global markets
EY's latest report, global experience suggests wealth participation expands when investing is embedded into financial behavior, supported by trust, enabled by t...