Changed jobs? What happens to your Corporate NPS account, accumulated corpus and future contributions? Details explained

Changing jobs doesn’t mean closing your NPS account. Your PRAN stays with you, your corpus remains invested, and contributions can continue through your new employer’s Corporate NPS or, if there isn’t one, under the All Citizen Model.

When you change jobs, it is natural to wonder what happens to your retirement savings under the National Pension System (NPS). The good news is that switching employers does not mean you have to close your existing NPS account or start from scratch.

The system lets subscribers keep their Permanent Retirement Account Number (PRAN), so your retirement savings stay portable across employers. As of October 20, 2026, anyone changing jobs should check how their existing NPS account can be continued and how future contributions will be handled.

What happens to your NPS account and accumulated corpus?