EPS: What to do if employer fails to make pension contribution

Employees who begin their first job with a basic wage of up to ₹25,000 can qualify for pension benefits under the Employees’ Pension Scheme (EPS), 2026, subject to the scheme’s eligibility conditions. If an eligible employee finds that the employer is not making the required EPS contribution, the Employees’ Provident Fund Organisation (EPFO) has advised them to first take up the matter with the employer.

The EPFO, in a post on X, formerly Twitter, said employees whose issue is not resolved by the employer can subsequently lodge a grievance through the EPFiGMS portal.

Eligiblity for EPS benefits

Employees starting their first job with wages within the revised EPF wage ceiling of ₹25,000 can become members of the EPS, subject to applicable rules.

Once an employee qualifies for EPS membership, the employer is required to make the prescribed contribution towards the employee’s EPS account in accordance with the scheme.

The revised wage ceiling is expected to bring more employees within the scope of mandatory EPF and EPS coverage.

What to do if employer does not make EPS contribution

Employees who are eligible for EPS but find that the required contribution is missing should initially approach their employer or the human resources and payroll department.